MP2 Calculator Philippines
Project Pag-IBIG MP2 growth from monthly or one-time savings using declared dividend rates. Years not yet declared use the latest rate as an estimate. Not guaranteed.
Total contribution: — (5-year projection)
Compounded savings option
Dividends reinvested; balance grows each year.
| Year | Dividend | Dividend amount | Amount |
|---|
Annual dividend payout option
Dividends paid out each year; amount column is your savings balance.
| Year | Dividend | Dividend amount | Amount |
|---|
* Dividend rates are based on historical Pag-IBIG Fund MP2 rates. Future rates may differ. This is for estimation only and is not official Pag-IBIG computation.
What is MP2?
MP2 (Modified Pag-IBIG 2) is a voluntary savings program from Pag-IBIG Fund that earns tax-free dividends. It is separate from the mandatory Pag-IBIG contribution from your salary. You can save monthly or make a one-time investment, with a minimum of ₱500. Dividends are declared annually by Pag-IBIG. This calculator uses those declared yearly rates, and the latest declared rate for years not yet published. Actual returns depend on Pag-IBIG Fund performance.
Use our Salary Converter to convert your income between periods, or the Tax Calculator to see your take-home pay after SSS, PhilHealth, and Pag-IBIG deductions.
Frequently Asked Questions
What is MP2?
MP2 (Modified Pag-IBIG 2) is a voluntary savings program from Pag-IBIG Fund that earns tax-free dividends. It is separate from the mandatory Pag-IBIG contribution from your salary. You can save monthly or make a one-time investment, with a minimum of ₱500.
How does this MP2 calculator work?
Enter your monthly or one-time savings and start year. The calculator projects compounded and annual dividend payout growth using declared Pag-IBIG MP2 dividend rates. Years not yet declared use the latest rate as an estimate. Actual returns depend on Pag-IBIG Fund performance.
Are MP2 dividends tax-free?
Yes. Pag-IBIG MP2 dividends are tax-free. Historical dividend rates have typically ranged from about 5% to over 8% per year.