Work out what your pay is really worth.
Free calculators for Philippine salaries. Convert pay periods and currencies, estimate take-home under TRAIN Law, and project Pag-IBIG MP2 savings. Nothing to sign up for.
Calculate your take-home- Basic pay
- 35,000.00
- SSS
- −1,750.00
- PhilHealth
- −875.00
- Pag-IBIG
- −200.00
- Withholding tax
- −1,701.24
- Take-home pay
- ₱30,473.76
The calculators
- Salary converter Convert hourly, daily, weekly, semi-monthly, monthly, and yearly pay. Uses a 2,080-hour year (40 × 52) and published PHP to USD and other currency rates. ₱63.25 per US$1 in the current rate file
- Tax calculator Estimate income tax and employee SSS, PhilHealth, Pag-IBIG, night differential, and allowances on a single compensation salary. Not the 8% optional tax. ₱250,000 a year taxed at 0%
- MP2 calculator Project MP2 growth with compounded or annual payout using declared Pag-IBIG dividend rates. Latest declared: 7.12% for 2025. Not guaranteed. 7.12% MP2 dividend for 2025
- 13th month pay calculator Compute 13th month pay from basic salary, including partial years, salary changes, and unpaid absences. Shows what is tax-free under the ₱90,000 cap. ₱90,000 13th month and bonuses tax-free
Rates behind the numbers
- Income tax
- TRAIN: 0% to ₱250,000, then 15–35%
- SSS, employee share
- 5% of MSC, capped at ₱35,000
- PhilHealth, employee share
- 2.5% on a ₱10,000–₱100,000 base
- Pag-IBIG, employee share
- 2% of fund salary, max ₱200
- Night differential
- 10% of hourly pay, 10 PM–6 AM
- MP2 dividend
- Declared yearly; 7.12% for 2025
The tax calculator uses the employee share on a single compensation salary. Self-employed members pay the full SSS (15%) and PhilHealth (5%) themselves. A House bill to raise the ₱250,000 exemption is not law yet.
Common questions
How do I convert annual salary to hourly rate?
The salary converter uses 2,080 hours a year (40 hours/week × 52 weeks). ₱600,000 a year is about ₱288.46 an hour. You can change hours per day and days per week in the converter.
What's the difference between gross and net income?
Gross is pay before deductions. Net on the tax calculator is take-home after TRAIN Law income tax and the employee shares of SSS, PhilHealth, and Pag-IBIG.
How do I calculate Philippine taxes and contributions?
The tax calculator is for employed compensation: TRAIN Law brackets plus employee SSS (5%), PhilHealth (2.5%), and Pag-IBIG (2%, ₱200 cap). It does not compute the 8% optional tax, percentage tax, or VAT for self-employed freelancers.
How do I convert PHP to USD for freelancing?
Use the salary converter. Enter a PHP amount and pay period to see USD and other currencies from the published rate file on this site, not a live tick.
What is the MP2 calculator for?
The MP2 calculator projects Pag-IBIG MP2 growth from monthly or one-time savings. It uses declared yearly dividend rates (2025: 7.12%) and the latest rate for years not yet declared. Actual dividends depend on Pag-IBIG Fund results.
Is this a paid product? Do I need an account?
No. These are free web calculators. They run in the browser. There is no signup, subscription, or saved account.