MP2 Calculator
Estimate how much your Pag-IBIG MP2 (Modified Pag-IBIG 2) savings may grow using historical dividend rates. For illustration only; actual dividends depend on Pag-IBIG Fund performance.
Total contribution: — (5-year projection)
Compounded savings option
Dividends reinvested; balance grows each year.
| Year | Dividend | Dividend amount | Amount |
|---|
Annual dividend payout option
Dividends paid out each year; amount column is your savings balance.
| Year | Dividend | Dividend amount | Amount |
|---|
* Dividend rates are based on historical Pag-IBIG Fund MP2 rates. Future rates may differ. This is for estimation only and is not official Pag-IBIG computation.
What is MP2?
MP2 (Modified Pag-IBIG 2) is a voluntary savings program from Pag-IBIG Fund that earns tax-free dividends. It is separate from the mandatory Pag-IBIG contribution from your salary. You can save monthly or make a one-time investment, with a minimum of ₱500. Dividends are declared annually by Pag-IBIG and have historically ranged from about 5% to over 8%. This calculator uses past dividend rates to illustrate possible growth; actual returns depend on Pag-IBIG Fund performance.
Use our Salary Converter to convert your income between periods, or the Tax Calculator to see your take-home pay after SSS, PhilHealth, and Pag-IBIG deductions.